Annuities

Annuities

Annuities are another important way to attract top talent and keep them. Ira Wolfe will help you find the best deals based on your goals and risk tolerance as an HR department, CEO, and small business owner. These financial products are excellent at guaranteeing an income stream for retired people.

These products can be categorized as either deferred or immediate annuities and they can be built and structured as either variable or fixed. They can be an excellent addition to any benefit package, especially when you use us to broker them for you.  We look after you by negotiating for the most competitive rates with insurance organizations. Our priority is to provide the policyholders with all of the financial details to make the best informed decisions. Along with small and medium sized businesses in the GTA and Ontario we look after all your concerns.

The annuities that we broker for you are flexible. They are specifically designed for employees who want a guaranteed stable income after their retirement. Let us help you find the best products that will supply a steady income for your employees when they need it.

We can help you sort through the different kinds of products available including:

  • The lifetime annuity that provides the recipient with the guaranteed income for their lifetime. The benefit to this product is the longer recipient lives, the more income in annuity provides.
  • There’s also a time certain annuity that provides fixed income for a specific amount of time.
  • Businesses in HR departments as well as CEOs and others also have a variable annuity option.

Each one of these has their own specific advantages. Ira Wolfe can help you find the one that’s tailored to your specific needs. Our goal is to design a plan that’s perfect for your company’s requirements that will make your organization a desirable location for potential and current employees.

The policies that we design for you including annuities are excellent if your current benefit plans are frustrating. If you’re spending a lot of time administering to the plan and you’re not happy about the current increases in the premiums, get in touch with us today.

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